Carol Rabalais, 38, New York, N.Y., USA

administrative assistant, Aon Corp.

Christopher Peter A. Racaniello, 30, New York, N.Y., USA

operations department, Cantor Fitzgerald

Leonard Ragaglia, 36, New York, N.Y., USA

firefighter, New York Fire Department

Eugene J. Raggio, 55, New York, N.Y., USA

operations supervisor, Port Authority of New York and New Jersey

Laura Marie Ragonese-Snik, 41, Bangor, Pa., USA

special risk insurance specialist, Aon Corp.

Michael Ragusa, USA

firefighter , New York Fire Department

Peter F. Raimondi, 46, New York, N.Y., USA

vice president, Carr Futures

Harry A. Raines, 37, New York, N.Y., USA

vice president of global networking for eSpeed, Cantor Fitzgerald

Ehtesham U. Raja, 28, Clifton, N.J., USA

TCG Software

Valsa Raju, 39, Yonkers, N.Y., USA

Carr Futures

Edward Rall, 44, Holbrook, N.Y., USA

firefighter, New York Fire Department

Julio Fernandez Ramirez, 47

painting company employee

Maria Isabel Ramirez, 25, New York, N.Y., USA

executive secretary, Lanagan Engineering and Environmental Services

Harry Ramos, 41, Newark, N.J., USA

head trader, May Davis Group

Vishnoo Ramsaroop, 44, New York, N.Y., USA

janitorial, cleaner, ABM Industries

Lorenzo Ramzey, 48, East Northport, N.Y., USA

casualty broker, Aon Corp.

Lukas Ranbousek, 27, New York, N.Y., USA

A. Todd Rancke, 42, Summit, N.J., USA

Sandler O'Neill & Partners

Adam David Rand, 30, Bellmore, N.Y., USA

firefighter, New York Fire Department

Jonathan C. Randall, 26, New York, N.Y., USA

Marsh & McLennan Cos. Inc.

Srinivasa Shreyas Ranganath, 26, Hackensack, N.J., USA

consultant at Marsh & McLennan Cos. Inc.,

Anne Rose T. Ransom, 45, Edgewater, N.J., USA

travel department, American Express

Faina Rapoport, 45, New York, N.Y., USA

consultant at Marsh & McLennan Cos. Inc.,

Robert Arthur Rasmussen, 42, Hinsdale, Ill., USA

financial analyst, Vestek

Amenia Rasool, 33, New York, N.Y., USA

accountant, Marsh & McLennan Cos. Inc.

Roger Mark Rasweiler, 53, Flemington, N.J., USA

vice president, Marsh Inc.

David Alan James Rathkey, 47, Mountain Lakes, N.J., USA

sales executive, IQ Financial Systems

William Ra;ph Raub, 38, Saddle River, N.J., USA

institutional stock trader, Cantor Fitzgerald

Gerard Rauzi, 42, New York, N.Y., USA

New York State Department of Taxation and Finance

Alexey Razuvaev, 40, New York, N.Y., USA

Euro Brokers Inc.

Gregory Reda, 33, New Hyde Park, N.Y., USA

Marsh & McLennan Cos. Inc.

Sarah (Prothero) Redheffer, 35, London, England

conferences operations manager, Risk Waters Group

Michele Reed, 26, Ringoes, N.J., USA

Aon Corp.

Judith A. Reese, 56, Kearny, N.J., USA

Thomas M. Regan, 43, Cranford, N.J., USA

Aon Corp.

Donald J. Regan, 47, Wallkill, N.Y., USA

firefighter, New York Fire Department

Lt. Robert M. Regan, 48, Floral Park, N.Y., USA

firefighter, New York Fire Department

Christian Regenhard, 28, New York, N.Y., USA

firefighter , New York Fire Department

Howard Reich, 59, New York, N.Y., USA

mail clerk, Pitney Bowes

Gregg Reidy, 26, Holmdel, N.J., USA

Cantor Fitzgerald

Timothy E. Reilly, 40, New York, N.Y., USA

vice president, Marsh USA

James B. Reilly, 25, Huntington Station, N.Y., USA

bond trader, Keefe, Bruyette & Woods

Kevin Reilly, 28, Pearl River, N.Y., USA

firefighter, New York Fire Department

Joseph Reina Jr., 32, New York, N.Y., USA

manager of operations, Cantor Fitzgerald

Thomas Barnes Reinig, 48, Bernardsville, N.J., USA

investment banker at eSpeed division, Cantor Fitzgerald

Frank B. Reisman, 41, Princeton, N.J., USA

trader, Cantor Fitzgerald

Joshua Scott Reiss, 23, New York, N.Y., USA

bond trader, Cantor Fitzgerald

Karen Renda, 52, New York, N.Y., USA

travel agent, American Express

John Armand Reo, 28, Larchmont, N.Y., USA

bond trader, Cantor Fitzgerald

Richard Rescorla, 62, Morristown, N.J., USA

security chief, Morgan Stanley

John Thomas Resta, 40, New York, N.Y., USA

trader, Carr Futures

Eduvigis (Eddie) Reyes, 37, New York, N.Y., USA

Rohde & Liesenfeld

Bruce A. Reynolds, 41, Columbia, N.J., USA

patrolman, Port Authority of New York and New Jersey

John Frederick Rhodes, 57, Howell, N.J., USA

claims consultant, Aon Corp.

Francis S. Riccardelli, 40, Westwood, N.J., USA

manager of vertical transportation at trade center complex, Port Authority of New York and New Jersey

Rudolph N. Riccio, 50, New York, N.Y., USA

Cantor Fitzgerald

AnnMarie (Davi) Riccoboni, 58, New York, N.Y., USA

billing supervisor, Ohrenstein & Brown

Kenneth F. Rice III, 34, Hicksville, N.Y., USA

vice president technology division, Marsh & McLennan Cos. Inc.

David Rice, 31, New York, N.Y., USA

investment banker, Sandler O'Neill & Partners

Eileen M. Rice, 57, New York, N.Y., USA

executive assistant, Marsh & McLennan Cos. Inc.

Lt. Vernon Allan Richard, 53, Nanuet, N.Y., USA

firefighter, New York Fire Department

Claude D. Richards, 46, New York, N.Y., USA

detective, bomb squad, New York Police Department

Michael Richards, 38, New York, N.Y., USA

sculptor, Confirmed dead, World Trade Center, at/in building, Jamaican

Venesha O. Richards, 26, North Brunswick, N.J., USA

secretary, Marsh & McLennan Cos. Inc.

Confirmed dead, World Trade Center, at/in building, Jamaican

Gregory Richards, 30, New York, N.Y., USA

eSpeed division, Cantor Fitzgerald

James Riches, 29, New York, N.Y., USA

firefighter , New York Fire Department

Alan Jay Richman, 44, New York, N.Y., USA

vice president, employee benefits, Marsh & McLennan Cos. Inc.

John M. Rigo, 48, New York, N.Y., USA

insurance brokerage executive, Marsh & McLennan Cos. Inc.

James Riley, 25, New York, N.Y., USA

Theresa (Ginger) Risco, 48, New York, N.Y., USA

senior vice president and senior analyst, Fred Alger Management

Rose Mary Riso, 55, New York, N.Y., USA

New York State Department of Taxation and Finance

Moises N. Rivas, 29, New York, N.Y., USA

staff cafeteria cook, Windows on the World

Joseph Rivelli Jr., New York, N.Y., USA

firefighter, New York Fire Department

Reported dead, World Trade Center, at/in building

Linda Rivera, 26, New York, N.Y., USA

human resources, Marsh & McLennan Cos. Inc.

Isaias Rivera, 51, Perth Amboy, N.J., USA

technician, CBS

Carmen A. Rivera, 33, Westtown, N.Y., USA

assistant vice president, Fiduciary Trust International

Juan William Rivera, 27, New York, N.Y., USA

switch engineer, General Telecom

David E. Rivers, 40, New York, N.Y., USA

editorial director, Waters magazine, Risk Waters Group

Joseph R. Riverso, 34, White Plains, N.Y., USA

bond trader, Cantor Fitzgerald

Paul Rizza, 34, Park Ridge, N.J., USA

investors services officer, Fiduciary Trust International

John Frank Rizzo, 50, New York, N.Y., USA

carpenter,

Stephen Louis Roach, 36, Verona, N.J., USA

vice president, Cantor Fitzgerald

Joseph Roberto, 37, Midland Park, N.J., USA

bank analyst, Keefe, Bruyette & Woods

Michael Roberts, 30, New York, N.Y., USA

firefighter, Ladder 35, New York Fire Department

Reported dead, World Trade Center, at/in building

Leo A. Roberts, 44, Wayne, N.J., USA

municipal bond trader, Cantor Fitzgerald

Michael Edward Roberts, 31, New York, N.Y., USA

firefighter, Engine 214, New York Fire Department

Donald Walter Robertson Jr., 35, Rumson, N.J., USA

bond trader, Cantor Fitzgerald

Jeffrey Robinson, 38, Monmouth Junction, N.J., USA

systems analyst, Marsh & McLennan Cos. Inc.

Catherina Robinson, 45, New York, N.Y., USA

Wachovia Corp.

Michell Lee Robotham, 32, Kearny, N.J., USA

help desk manager, Aon Corp.

Donald Robson, 52, Manhasset, N.Y., USA

partner and bond broker, Cantor Fitzgerald

Antonio Augusto Tome Rocha, 34, East Hanover, N.J., USA

bond broker, Cantor Fitzgerald

Raymond J. Rocha, 29, Malden, Mass., USA

bond trader, Cantor Fitzgerald

Laura Rockefeller, 41, New York, N.Y., USA

freelance delegate coordinator, Risk Waters Group

John M. Rodak, 39, Mantua, N.J., USA

managing director, Sandler O'Neill & Partners

Antonio Jose Carrusca Rodrigues, 35, Port Washington, N.Y., USA

police officer, Port Authority of New York and New Jersey

Gregory E. Rodriguez, 31, White Plains, N.Y., USA

assistant vice president, information security, Cantor Fitzgerald

Carlos Cortez Rodriguez

Reported missing, World Trade Center, at/in building, Colombian

Carmen Milagros Rodriguez, 46, Freehold, N.J., USA

Aon Corp.

Anthony Rodriguez, 36, New York, N.Y., USA

firefighter, New York Fire Department

Reported dead, World Trade Center, at/in building

Richard Rodriguez, 31, Cliffwood, N.J., USA

police officer, Port Authority of New York and New Jersey

Marsha A. Rodriguez, 41, West Paterson, N.J., USA

David B. Rodriguez-Vargas, 44, New York, N.Y., USA

Windows on the World

Matthew Rogan, 37, West Islip, N.Y., USA

firefighter, New York Fire Department

Karlie Barbara Rogers, 25, London, England

divisional sponsorship manager, Risk Waters Group

Scott Rohner, 22, Hoboken, N.J., USA

foreign exchange trader, Cantor Fitzgerald

Keith Roma, 27, New York, N.Y., USA

firefighter, New York Fire Patrol

Reported dead, World Trade Center, at/in building

Joseph M. Romagnolo, 37, Coram, N.Y., USA

electrical worker, IPC Kleinknect Electric Co.

Elvin Santiago Romero, 34, Matawan, N.J., USA

vice president of international equities, Cantor Fitzgerald

Efrain Franco Romero Sr., 57, Hazleton, Pa., USA

painter, Fine Painting and Decorating

James A. Romito, 51, Westwood, N.J., USA

chief of port authority police department, Port Authority of New York and New Jersey

Sean Rooney, 50, Stamford, Conn., USA

risk management services, Aon Corp.

Eric Thomas Ropiteau, 24, New York, N.Y., USA

Cantor Fitzgerald

Angela Rosario, 27, New York, N.Y., USA

Cantor Fitzgerald

Aida Rosario, 42, Jersey City, N.J., USA

assistant manager, Marsh Inc.

Mark H. Rosen, 45, West Islip, N.Y., USA

partner, fixed income division, Sandler O'Neill & Partners

Sheryl Lynn Rosenbaum, 33, Warren, N.J., USA

accountant and partner, Cantor Fitzgerald

Linda Rosenbaum, 41, Little Falls, N.J., USA

Brooke David Rosenbaum, 31, Franklin Square, N.Y., USA

supervisor, overseas division, Cantor Fitzgerald

Lloyd D. Rosenberg, 31, Morganville, N.J., USA

junk bond dealer, Cantor Fitzgerald

Mark Louis Rosenberg, 26, Teaneck, N.J., USA

software developer, Marsh & McLennan Cos. Inc.

Andrew I. Rosenblum, 45, Rockville Centre, N.Y., USA

bond trader, Cantor Fitzgerald

Joshua M. Rosenblum, 28, Hoboken, N.J., USA